Terms & Conditions

Last updated: 26 September 2026

संक्षेप में: हम loan facilitation का काम करते हैं — lender नहीं हैं। Loan approval, interest rate, amount, tenure और charges संबंधित lender तय करता है।

1. Acceptance

By using this website or by submitting an enquiry through it, you agree to these Terms & Conditions. If you do not agree, please do not use the website or submit an enquiry.

2. Nature of our services

Kkhatu Shyam Finance Corporation is a loan facilitation / DSA / intermediary business. We are not a bank or an NBFC and we are not a lender. We do not sanction, approve or disburse loans, and we do not accept deposits.

What we do is assist you in understanding your requirement, explaining the available financing options and the process in simple language, and helping you explore options with eligible banks and NBFCs.

The concerned lender alone decides loan approval, interest rate, loan amount, tenure, charges, eligibility and every other term, in accordance with its own policies and criteria. Submitting an enquiry to us does not create any commitment that a loan will be sanctioned, nor does it guarantee any particular terms.

3. Information on this website

The content on this website, including the Finance Knowledge Centre, is general and educational. It is not financial, legal, tax or investment advice, and it is not an offer of credit. Any figures or tables shown are illustrative examples only and are not quotations, rates or offers from us or from any lender.

You should take your own decision based on your circumstances, and read the concerned lender's own documents before committing to anything.

4. Your responsibilities

• Give accurate and complete information in your enquiry. Incorrect information may result in wasted time or in a lender declining an application.
• Use this website lawfully, and do not attempt to disrupt, damage or gain unauthorised access to it.
• Read and understand the lender's sanction letter, loan agreement, schedule of charges and repayment terms before signing anything. That agreement is between you and the lender.
• You are responsible for meeting your repayment obligations to the lender.

5. Charges

Any processing fees, documentation charges, insurance costs or other loan-related charges are levied by the concerned lender in accordance with its own schedule of charges, and are payable to that lender.

Kkhatu Shyam Finance Corporation does not charge customers any service fee, commission or consultancy charge for its assistance. If this ever changes, the fee and the basis on which it is charged will be disclosed to you in writing before you proceed, and published on this page.

We will never ask you to make a payment into a personal account in exchange for a loan approval. Please see section 10.

6. No affiliation implied

References on this website to “banks and NBFCs” are generic. No lender is named, endorsed or represented as a partner, and no lender endorses this website or its content.

The professional experience described for our Founder & Proprietor is historical background only. It does not imply any current employment with, agency for, or representation of any bank, NBFC or other institution.

Kkhatu Shyam Finance Corporation does not claim any regulatory approval or government endorsement for itself.

7. Intellectual property

The content, layout, text and graphics of this website belong to Kkhatu Shyam Finance Corporation unless stated otherwise. You may read and print pages for your own use. You may not copy, republish or use our content commercially without our written permission.

8. Third-party links

This website may link to third-party websites, for example social media profiles. We do not control those websites and are not responsible for their content, security or privacy practices.

9. Limitation of liability

We take reasonable care in preparing the information on this website, but we do not warrant that it is complete, current or error-free. To the extent permitted by law, we are not liable for any loss arising from your reliance on this website, from any lender's decision, from the terms a lender offers, or from any interruption in the availability of this website.

Nothing in these terms limits any liability that cannot be limited under applicable law.

10. Fraud warning

We will never ask you, through this website or otherwise, for an OTP, a password, net-banking credentials, card details, or an advance payment in return for arranging a loan. If you receive such a request in our name, do not comply. Please report it to us at sales@kkhatushyamfinance.com or +91 8764264181.

11. Governing law and jurisdiction

These terms are governed by the laws of India. Subject to applicable law, the courts at Bikaner, Rajasthan shall have jurisdiction over any dispute arising from these terms or from the use of this website.

12. Changes to these terms

We may update these terms from time to time. The version published on this page at the time you use the website is the version that applies.

13. Contact

Kkhatu Shyam Finance Corporation, Bikaner, Rajasthan, India.
Phone: +91 8764264181 · Email: sales@kkhatushyamfinance.com